Thursday marks the start of something remarkable for our nation.
On September 23, several key provisions of the new health care bill go into effect, affecting every man, woman and child in the United States.
Regardless of your political affiliation, this health care reform will affect your life. It will allow you, a loved one or friend to experience a new level of care, possibly making for better opportunities to fight a medical catastrophe.
If you have a job with health benefits, beginning Thursday, your lifetime insurance cap is tossed out the window.
The significance may be lost on you now, but I assure you, some of life's most critical health scenarios carry with them hefty bills that can wipe out a $5 million cap.
If you have children on your health insurance policy, the new reform entitles them to coverage up to 26-years-old, provided they are unable to secure their own employer-covered health insurance.
This is fantastic news for millennials who are coping with unemployment, seeking post-grad education or coping with other scenarios of hardship in this sputtering economy.
People with new health insurance coverage will now be able to avoid paying co-pays or deductibles on preventive care. This includes things like cancer screenings, immunizations and colonoscopies.
If you are paying for your own health insurance, companies will no longer be able to turn families away because their child (19-years-old or younger) has a pre-existing condition.
And isn't that really the right thing to do?
Nobody, especially a sick child, should have to be turned away because an insurer won't cover them.
There are great benefits for small businesses, too.
Small business owners (25 employees or less making $50,000 or less) will be able to get a tax credit to cover up to 35 percent of insurance premiums if they choose to offer health insurance for their employees.
In a few years, the health care reform will prohibit any insurer from denying coverage to someone with a pre-existing condition.
Again, I say. Isn't this really the right thing to do?
What kind of absurd system would allow a health insurance corporation to deny a person coverage - even if they're knocking on death's doorstep?
Some of these health care providers may begin passing on higher costs to their customers, claiming it's a result of the health care reform. Please know this is not the case. Health and Human Services Secretary Jean Sebelius is going after providers who make false claims about the reform and its impact on costs.
The more I hear about the reform (and the new mandates that will protect the American people), it makes me think these health insurance companies are run by some draconian machine that fails to truly consider the human condition.
And then I think back to some of the medical crises my immediate family has weathered, and it makes me grateful that other families won't have to worry as much about health insurance coverage in times of crisis.
A grave illness is not the time for a family to deal with another, insensitive drama.
Kate's Random Musings by Kate the Great is licensed under a Creative Commons Attribution-Noncommercial-No Derivative Works 3.0 United States License.